360 Asset Finance
Sister brand to 360 MMS in the same Melbourne group, offering asset and equipment finance beyond residential lending.
360 MMS
Melbourne non-bank founded 2020 during COVID-19 by a team with over 50 years combined banking experience.
Ali Group
Ali Group
Founded 2003, a mortgage protection insurance leader backed by Zurich Australia; panel inclusion is for borrower protection.
AMP
Heritage from the Australian Mutual Provident Society (1849); AMP Bank launched 1998 alongside wealth and insurance.
ANZ
Traces to the 1835 Bank of Australasia; modern entity formed 1951, becoming ANZ Banking Group after a 1970 merger. Big Four bank.
Aquamore
Founded 2016, a non-bank specialising in bridging and private credit, distributed only via brokers.
Auswide Bank
Started 1966 as Burnett Permanent Building Society in Bundaberg; rebranded Auswide 2015, merged into MyState 2025.
Axis Lending
Sydney-based finance company providing residential, investment, construction and SMSF mortgage solutions.
Bank Australia
Formed 2015 from a mutual merger; roots trace back to a 1957 CSIRO credit society. First customer-owned bank in Australia.
Bank of China
Australian subsidiary of Bank of China (founded 1912), operating locally under APRA authorisation.
BankVic
Founded 28 August 1974 by roughly fifty Victorian police officers at Russell Street station; still member-owned, serving police, emergency and health workers.
Bankwest
Began 1895 as the Agricultural Bank of WA; adopted the Bankwest name in 1991 and acquired by CBA in 2008.
Bendigo
Descended from an 1858 gold-rush-era Bendigo building society; merged with Adelaide Bank in 2007.
BMM
Better Mortgage Management
Founded 1999, one of Australia’s longest-running mortgage managers; named MPA Non-Bank of the Year for 2013.
Beyond Bank
Created in 2013 by merging three credit unions across SA, WA, ACT and NSW; a large customer-owned mutual bank.
Bluebay
Founded 2008 within the ABN Group as an independent Australian-owned non-bank home loan alternative.
Bluestone
Specialist residential mortgage lender launched 2000; Australasian operations acquired by Cerberus in 2021.
Bridgit
Founded 2021 by broker Aaron Bassin and Nick Jacobs; a fintech specialist in bridging and equity release lending.
Brighten
Launched 2017, backed by Real Asset Management Capital with LMI support from Goldman Sachs and Credit Suisse; focused on alt-doc lending.
CBA
Established 1911 as a government-owned bank; opened first branch 1912 and privatised via ASX listing in 1996. Big Four bank.
Deposit Power
More than 30 years issuing real estate deposit bonds; included on the panel for the deposit-bond product rather than home lending.
First Federal
Non-bank lender branding itself around Australia’s Easiest Home Loan for residential and business borrowers.
Firstmac
Established 1979 as a small family business; now Brisbane-based and the first non-bank granted an Australian banking licence.
Gateway
Started 1955 when seventeen CBA and RBA staff met in a Sydney basement; among the oldest customer-owned banks in Australia.
Granite
Non-bank owned by ColCap Financial Group (founded 2006), sitting beside Origin MMS — Australia’s oldest non-bank, established 1988.
Great Southern Bank
Roots in a 1946 Queensland credit union; formed Credit Union Australia through 171+ mergers; rebranded June 2021. Largest customer-owned bank in Australia.
Heartland Bank
Heritage back to an 1875 NZ building society; Heartland Bank Australia launched 2024 by acquiring Challenger Bank — the first NZ bank to buy an Australian bank.
Household Capital
Founded 2016 by Joshua Funder to provide home equity access for older Australians in retirement.
ING
Entered Australia in 1999 as ING DIRECT, the country’s first direct bank; rebranded ING in 2018. Subsidiary of the 1991-founded Dutch ING Group.
La Trobe
La Trobe Financial
Founded 1952, a Melbourne-headquartered non-bank mortgage and asset manager; Blackstone took a majority stake in 2016.
Latitude
Latitude Financial
Created in 2015 when KKR, Varde and Deutsche Bank bought GE Capital’s ANZ consumer finance business; ASX-listed 2021, providing personal loans, cards and retail finance.
Liberty
Founded Melbourne 1997 as an independent non-bank; ASX-listed 2020, active across home, car, business and commercial lending.
ME Bank
Grew out of industry-super-fund-owned Members Equity (1994), licensed as a bank in 2001; acquired by BOQ in 2021.
MEZY
Trading as Mortgage Ezy; founded 1994 in Bundall on the Gold Coast as a long-running Big Four alternative.
Moneyplace
Launched 2015 as a marketplace lender; acquired by Liberty in 2019 to broaden its personal lending reach.
Move Bank
Started 1968 as the Railways Credit Union in Queensland; expanded across transport and energy, rebranding to MOVE Bank in 2021.
My State
Formed 2009 by merging Tasmanian Perpetual Trustees with MyState Financial; absorbed Rock Building Society (2011) and Auswide Bank (2025).
NAB
Descended from the 1858 National Bank of Australasia; today’s group formed by a 1981 merger with Commercial Banking Company of Sydney. Big Four bank.
ORDE
ORDE
Non-bank lender operating on a broker-first model across residential, alt-doc and commercial lending.
Paramount
Paramount
Founded October 2001 by MD Sean White; a Sydney-headquartered boutique private lending specialist.
People First Bank
Formed 2023 by merging People’s Choice Credit Union with Heritage Bank; heritage combining an 1875 Toowoomba society and a 1949 credit union.
Pepper Money
Pepper Money
Established 2000 in North Sydney as a specialist residential mortgage lender; entered NZ in 2019 and marked 25 years in 2025.
Plenti
Founded 2014 as RateSetter Australia, bringing peer-to-peer lending locally; rebranded and ASX-listed in 2020.
Prime Capital
Founded 1997, a specialist commercial non-bank; nearly three decades of lending exceeding $3 billion to Australian SMBs.
Resimac
Established 1985 as Resi Mortgage Corporation; now an ASX-listed non-bank operating across Australia and New Zealand.
Riyadh
Australian non-bank financial services provider that began operations in 2019.
St George
Established 1937 as a Sydney co-operative building society; merged with Advance Bank in 1997 and acquired by Westpac in 2008, retaining its brand.
Thinktank
Founded 2006 as an independent non-bank property lender; added SMSF lending in 2013, residential in 2018, plus an asset management arm in 2017.
ubank
NAB’s digital bank launched 2008; broadened in 2021 via the acquisition of rival 86 400.
Valiant
Founded 2015; describes itself as Australia’s largest commercial finance brokerage, having funded over $3 billion for 35,000+ businesses through 90+ lenders.
VMG
Victorian Mortgage Group has been providing home loan financing since 1946 — nearly 80 years — as a long-standing privately-owned residential non-bank.
Westpac
Descended from the 1817 Bank of New South Wales, Australia’s earliest bank; adopted the Westpac name in 1982 after merging with the Commercial Bank of Australia. Big Four bank.
Wisr
Wisr
Established March 2018 by rebranding DirectMoney Finance; ASX-listed fintech consumer lender described as Australia’s first neo-lender.
WLTH
WLTH
Australian non-bank offering residential and investment home loans with a digital-first, broker-focused model.
YourHAS
Home Affordability Solutions; a non-bank specialist enabling home ownership via low-deposit and family-assisted lending structures.
Top 6 most commonly used lenders. Under the Best Interests Duty, we’re required to disclose the top six lenders our licensee and credit representative most frequently recommend. That list is available on request — just contact us and we’ll send you the current disclosure.
History content sourced from each lender’s own public records and reputable Australian financial press. Lender availability and product access are subject to accreditation and may change. Nothing on this page is an offer of credit.
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